Used AUDI
Used BMW
Used LAND ROVER
Used MERCEDES-BENZ
Used PEUGEOT
Used VOLKSWAGEN
Used VOLVO
Find out if you’d qualify for finance before actually applying, with no impact to your credit score*
*Initial check is a soft search. Should you progress to an application, some lenders may perform a hard search on your credit file.
Instant results
Make your decisions easier and drive a better deal by being more informed.
No impact to your credit score
Not visible to other lenders and your initial check won’t affect your credit score.
No-obligation
There is no cost and you are not committed to anyone.
Thinking of financing your next car and wondering what your options are?
Hire Purchase (HP) is a popular and straight forward finance option which allows you to spread the cost of buying a car.
Whilst the payments on Hire Purchase are higher each month than on Personal Contract Purchase (PCP) there's no large payment at the end.
If you prefer to know what your payments will be each month and you would like to own your car outright at the end of the agreement then Hire Purchase could be the right option for you.
Whilst the payments on Hire Purchase are higher each month than on Personal Contract Purchase (PCP) there's no large payment at the end.
If you prefer to know what your payments will be each month and you would like to own your car outright at the end of the agreement then Hire Purchase could be the right option for you.
Thinking of financing your next car and wondering what your options are?
Personal Contract Purchase (PCP) is a popular and straight forward finance option which allows you to spread the cost of buying a car.
Frequently asked questions
How accurate are the eligibility checker results?
My Car Credit Score takes the data contained within these credit reports and uses an algorithm to compare this to the results of a large anonymised pool of past car finance applications. It is designed to produce an indication of your chances of gaining car finance in this instance and it is not a statement or representation as to your credit worthiness or credit health generally. Evolution will not provide you any credit information contained within your personal credit reference reports, nor will Evolution pass this information to a 3rd party. You (and any dealer/introducer involved) will see information generated by Evolution, this includes an indication of the likelihood of gaining a car finance approval, including likely cost and an internally generated credit score.
What details do I need to provide for the eligibility check?
To generate your My Car Credit Score, Evolution will request information held about you from two credit reference agencies, Experian Limited and Equifax Limited. A credit reference agency is a company that collects personal information from various sources and provides personal information for a variety of uses, including to prospective lenders of credit for the purposes of those lenders making credit decisions about their prospective customers. Providers of personal information that credit reference agencies hold about you include but are not limited to; lenders such as banks, mail order companies, mobile phone or broadband providers and credit card companies. Other sources of information also used include Electoral Register, County Court Judgments and Bankruptcies. Credit reference agencies use this data to create a credit report on you.
How do I know if I will be approved for car finance?
Evolution and any associated dealer partner cannot be held liable for how you use the information generated and the accuracy of the results given. Whilst we believe the results of My Car Credit Score to be highly predictive of a customer’s ability to gain car finance, the nature and limitation of data captured from you means that the system does not consider all factors such as but not limited to your employment status, income levels and the vehicle you are considering buying. You should always ensure any financial commitment you enter into is affordable to you for the duration of the contract and your My Car Credit Score is not an indication of that.